Lending Institutions
Community Reinvestment Act
The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.
The CRA requires that each insured depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities, including mergers and acquisitions.
Bank of America
www.bankofamerica.com
http://www.bankofamerica.com/community/index.cfm?template=overview&statecheck=ID
Banner Bank
www.bannerbank.com
Citibank
www.citibank.com
Key Bank
www.key.com
Panhandle State Bank
www.panhandlebank.com
Washington Mutual
www.wamu.com
U.S. Bank
www.usbank.com
Wells Fargo Bank
www.wellsfargo.com |
